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John Delaney ๐บ๐ธ @JohnDelaney
Depositors had easy deposit insurance for funds above $250k from many firms including @IntraFi. It costs 5-8bps per year! Put another way, depositors had basically free insurance available above 250k - it's shocking that SVB's relatively sophisticated clients never asked for it — PolitiTweet.org
David Sacks @DavidSacks
The solution is for FDIC to offer a category of insurance where (1) deposits are fully protected but (2) banks areโฆ https://t.co/2Q4wqa0P1h
John Delaney ๐บ๐ธ @JohnDelaney
The clear flaw in your argument is that Silicon Valley Bank's failure had NOTHING to do with its loan portfolio. It's failure was entirely related to its portfolio of Treasury and Mortgage securities, which declined rapidly in value, and triggered a run on the bank. — PolitiTweet.org
Vivek Ramaswamy @VivekGRamaswamy
A key cause of the 2008 financial crisis was the use of social factors to make loans (back then, fostering home ownโฆ https://t.co/X39bIUH8T9
John Delaney ๐บ๐ธ @JohnDelaney
@Jofi_Joseph_99 They directly regulate about 1/3 of US banks including SVB. — PolitiTweet.org
John Delaney ๐บ๐ธ @JohnDelaney
@Jofi_Joseph_99 The problems at Silicon Valley Bank have nothing to do with their tech sector focus - it entirely related to their portfolio of mortgage back securities. The value of that portfolio went down a lot because of increased rates, which is Fed policy. — PolitiTweet.org
John Delaney ๐บ๐ธ @JohnDelaney
The Federal Reserve - whose rate hikes and hawkish posturing on rates crushed the bond portfolio of Silicon Valley Bank, causing massive losses - will have to say something soon or they risk destabilizing and otherwise healthy banking sector. — PolitiTweet.org
Bloomberg @business
BREAKING: Founders Fund, the venture capital fund co-founded by Peter Thiel, has advised companies to pull money frโฆ https://t.co/7lXRZZi694
John Delaney ๐บ๐ธ @JohnDelaney
@1nonblonde2 My point is it's not about agreeing with him or not, it's that if he didn't run in 18 then Republicans would have controlled the Senate during Biden's presidency and we wouldn't have the American Rescue Plan, the infrastructure bill, the inflation reduction act & lots of judges — PolitiTweet.org
John Delaney ๐บ๐ธ @JohnDelaney
I was honored to co-chair the #ChamberAICommission with voices from business, labor, academia & civil society. Lots of work to do, but Iโm optimistic that we can develop policies to balance privacy, security, US innovation leadership and allow for better outcomes for all — PolitiTweet.org
U.S. Chamber @USChamber
NEW: Our #ChamberAICommission, co-chaired by former Reps. @JohnDelaney and Mike Ferguson, serves a critical leadersโฆ https://t.co/NlSMZQTFKo
John Delaney ๐บ๐ธ @JohnDelaney
@James_West_PhD @1nonblonde2 He's like the Babe Ruth of politics in terms of how he massively out performs everyone. — PolitiTweet.org
John Delaney ๐บ๐ธ @JohnDelaney
@1nonblonde2 WV is the second most red state in the US. If you don't have Joe Manchin you have a Republican - that's a fact. And if Joe Manchin doesn't vote and act like Joe Manchin, even he loses to a Republican. — PolitiTweet.org
John Delaney ๐บ๐ธ @JohnDelaney
There is no magic to their success - Jon Tester, Sherrod Brown and Joe Manchin win in red states because they are authentic and always put their states first! https://t.co/35fV8j4bER — PolitiTweet.org
John Delaney ๐บ๐ธ @JohnDelaney
An opportunity for a bipartisan deal? Free healthcare for pregnancies; Expanded child tax credit; and Expanded paid family leave All of these would both help families and increase the birth rate, which would be good for the nation. https://t.co/y5fEmAZzAn — PolitiTweet.org
John Delaney ๐บ๐ธ @JohnDelaney
I like @marwilliamson & @AndrewYang but this is utter fantasy. The notion that @JoeBiden could have done more to help Americans - while never recognizing he's done more than any POTUS of our generation - is to assume that the realities of politics somehow magically disappear! — PolitiTweet.org
Marianne Williamson @marwilliamson
Thank you, Andrew! https://t.co/tiBd1lXzdt
John Delaney ๐บ๐ธ @JohnDelaney
@CentristMadness This is a sentence fragment — PolitiTweet.org
John Delaney ๐บ๐ธ @JohnDelaney
@cpdake Ok. What the heck doesn't any of this have to do with me??? Or as Michael Corleone says "just when I thought I was out, they pull me back in" — PolitiTweet.org
John Delaney ๐บ๐ธ @JohnDelaney
They may have high ceilings but they are not protected by the constitution like the freedom of religion is, including a specific provision in the First Amendment prohibiting any law that prohibits the free exercise of religion. — PolitiTweet.org
Centrist ๐คMadness @CentristMadness
Museums have very high ceilings and are filled with people who are barely talking https://t.co/itTS3uYws0
John Delaney ๐บ๐ธ @JohnDelaney
@RonPlacone I spent 6 years running a healthcare receivable management company helping over 500 healthcare providers manage their cash flow and payments and then I spent six years in Congress meeting with health policy experts and developing a detailed comprehensive universal healthcare plan — PolitiTweet.org
John Delaney ๐บ๐ธ @JohnDelaney
@RonPlacone I always love talking to people about anything and everything but I'm only interested in debating people on subjects where both they and I have expertise. We've lost the concept of expertise in this country, where folks act like experts when they are not. Saw that alot in covid. — PolitiTweet.org
John Delaney ๐บ๐ธ @JohnDelaney
@RonPlacone It's not elitist. Is saying you want to take advice on covid from a doctor elitists? Or advice on building a rocket from an engineer elitist? It's respecting expertise! You seem like an accomplished comedian and writer but I don't observe any work in a health policy program — PolitiTweet.org
John Delaney ๐บ๐ธ @JohnDelaney
@RonPlacone Always happy to debate people who know healthcare policy/practices really well - academicians who study the field, healthcare professionals, administrators or policy makers. It's a complex ecosystem (1/5 of our economy!) and you need real expertise Are you one of those? — PolitiTweet.org
John Delaney ๐บ๐ธ @JohnDelaney
@RonPlacone It's too bad we can't have universal healthcare like the plan I or so many others have proposed. The universal healthcare movement has been hijacked by medicare4all, a proposal that everyone knows will never happen because it's bad policy and bad politics. — PolitiTweet.org
John Delaney ๐บ๐ธ @JohnDelaney
@mcbyrne @MayaMacGuineas @NoLabelsOrg I'm for the "donut" solution to funding SS. Raise the cap above a number that is about 100k above todays current cap with a new cap. Pay into SS up to 127 Pay 0 into SS from 127-227 Pay into SS again from 127 to some new cap. — PolitiTweet.org
John Delaney ๐บ๐ธ @JohnDelaney
@RonPlacone I will pray for you! — PolitiTweet.org
John Delaney ๐บ๐ธ @JohnDelaney
@mcbyrne @MayaMacGuineas @NoLabelsOrg We have to talk about things in a factual sense. People are living longer - SS was designed when life expectancy was 60! One day, it may be 125! People of course logically think ret age should go up in that context. But my point is that raising ret age will hurt certain people. — PolitiTweet.org
John Delaney ๐บ๐ธ @JohnDelaney
@mcbyrne @MayaMacGuineas @NoLabelsOrg But none of this has anything to do with the point I was making. Are we being disagreeable to just be disagreeable? — PolitiTweet.org
John Delaney ๐บ๐ธ @JohnDelaney
@mcbyrne I didn't say poor kids didn't go college. But people who don't go to college and start manual labor at a young age disproportionately come from poor families. That's a fact. — PolitiTweet.org
John Delaney ๐บ๐ธ @JohnDelaney
@RonPlacone Whoa, got some anger going on - it's all good. My 'run' was certainly not successful but I wasn't embarrassed by it! Sorry you couldn't follow my tweet but the point was clear: some start work very early & do manual labor. Raising the retirement age for them is particularly hard — PolitiTweet.org
John Delaney ๐บ๐ธ @JohnDelaney
@RonPlacone This may be hard for you to grasp but there are evolving ideas regarding social security adjustments that include indexing the retirement age to type of work and duration of that work. — PolitiTweet.org
John Delaney ๐บ๐ธ @JohnDelaney
@DSims1010 The banking industry has too many regulations but the most obvious thing to do is ensure bank deposits - which are basically guaranteed by taxpayers - deliver value to depositors. It's unconscionable that a bank can pay a customer .5% rate when the RISK FREE rate is 4.5% — PolitiTweet.org
John Delaney ๐บ๐ธ @JohnDelaney
Russell Brand is absolutely hilarious in this clip. — PolitiTweet.org
Chief Nerd @TheChiefNerd
Bill Maher & Russell Brand on the Suppression of the COVID Lab Leak Theory Wait for the end... ๐คฃ๐คฃ๐คฃ @billmaherโฆ https://t.co/6ZzN7VjGLv
John Delaney ๐บ๐ธ @JohnDelaney
One way to help Americans deal with inflation is to require banks to pay people a rate close to the risk free Treasury rate on their deposits. Right now, millions of Americans earn less than Treasury yields on their bank deposits largely b/c it's still hard to move funds around. — PolitiTweet.org